Privacy Policy

Last updated: [03/27/2026]

PendingFunds.com (“PendingFunds,” “we,” “us,” or “our”) respects your privacy and is committed to protecting it. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website pendingfunds.com and any related content, features, or services (the “Site”).

By accessing or using the Site, you agree to this Privacy Policy. If you do not agree, please do not use the Site.​

1. Information we collect

We may collect information in the following ways:

1. Information you provide directly
   • Contact information: name, email address, and any details you submit via forms (such as contact forms, newsletter sign‑ups, comments, or inquiries).
   • Account information (if accounts are offered): username, password, profile details.
2. Information collected automatically
   • Usage and device data: IP address, browser type, operating system, device identifiers, referring URLs, pages viewed, links clicked, and timestamps.
   • Cookies and similar technologies: small data files stored on your device that help us remember your preferences and understand how you use the Site.
3. Affiliate and advertising data
   • Click tracking: when you click on links to financial products, services, or partners, affiliate networks and partner sites may use cookies, tracking pixels, and unique IDs to attribute any resulting actions (e.g., applications, sign‑ups, purchases) to our Site.

We do not intentionally collect sensitive personal information (such as government ID numbers, full payment card details, or health information) on the Site. Any such information provided to third‑party partners is governed by their policies, not ours.​

2. How we use your information

We use collected information for purposes including:

• Operating, maintaining, and improving the Site and its content.
• Understanding how visitors use the Site, so we can optimize layout, content, and performance.
• Communicating with you, including responding to inquiries and sending administrative messages.
• Providing newsletters or updates you have opted in to receive (with the option to unsubscribe at any time).
• Displaying relevant offers and affiliate links to financial products or services.
• Detecting, preventing, and addressing technical issues, misuse, or potential fraudulent activity.

We may also anonymize or aggregate data for analytics and reporting so that it no longer identifies you personally.​

3. Cookies and similar technologies

We use cookies, pixels, and similar technologies to:

• Remember your preferences and settings.
• Analyze traffic and usage patterns using analytics tools.
• Help track affiliate referrals so that our partners know you came from PendingFunds.com.​

You can usually set your browser to refuse cookies or alert you when cookies are being sent. If you disable cookies, some parts of the Site may not function properly.​

4. Affiliate relationships and financial promotions

PendingFunds.com participates in affiliate programs and may receive compensation when you click links or apply for products, such as credit cards, bank accounts, loans, or other financial services, through our Site.

• Compensation may influence how and where offers appear, but it does not change the information we provide about those products.
• We aim to provide accurate, fair, and balanced information; you are responsible for reviewing terms and conditions on the partner’s site before applying.

Affiliate tracking and any data you provide to a financial institution or partner are governed by that partner’s privacy and compliance policies.​

5. How we share information

We do not sell your personal information. We may share information in these cases:

• Service providers: With third‑party vendors who help us operate the Site (e.g., hosting, analytics, email service providers). They only receive the information necessary to perform their services and must handle it consistent with this Policy.​
• Legal and compliance: To comply with applicable laws, regulations, legal processes, or governmental requests, or to protect our rights, property, or safety and that of our users or others.​
• Business transfers: In connection with a merger, acquisition, or sale of all or part of our assets, your information may be transferred as part of that transaction, in accordance with this Policy.​

We are not responsible for the privacy practices of third‑party websites, including financial institutions, affiliates, or advertising partners. You should review their policies before providing any information.

6. Third‑party links and tools

The Site includes links to third‑party websites and may incorporate third‑party tools (for example, analytics, embedded content, or offer comparison widgets).

• Your interactions with these third parties are governed by their own terms and privacy policies.
• We do not control, and are not responsible for, their content, practices, or security.​

7. Data retention

We retain personal information only as long as reasonably necessary to:​

• Provide the Site and related services.
• Comply with legal, tax, and regulatory obligations.
• Resolve disputes and enforce agreements.

We may retain anonymized or aggregated data for longer periods for analytics purposes.​

8. Security

We implement reasonable technical and organizational measures designed to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no internet transmission or electronic storage method is completely secure, and we cannot guarantee absolute security.​

9. Children’s privacy

The Site is intended for adults and is not directed to children under 13 years of age (or the minimum age in your jurisdiction). We do not knowingly collect personal information from children. If you believe we may have collected information from a child, please contact us so we can delete it.​

10. Your rights and choices

Depending on where you live, you may have rights regarding your personal information, which can include:​

• Accessing, updating, or correcting your information.
• Requesting deletion of your information, subject to legal retention obligations.
• Objecting to or restricting certain processing.

To exercise any applicable rights, contact us using the details below. We may need to verify your identity before responding.​

You can opt out of marketing emails at any time by using the unsubscribe link in our messages.​

11. International visitors

If you access the Site from outside the country where our servers are located, your information may be transferred to and processed in other countries, which may have different data protection laws. We will take steps to ensure an appropriate level of protection in line with this Policy.​

12. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will update the “Last updated” date at the top of this page. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Policy.​

13. Contact us

If you have questions about this Privacy Policy or our practices, contact us at email: contact@pendingfunds.com